You believe in providing the best opportunities for your employees while keeping the interests of the company in mind. With the Reliance Group Leave Encashment Plus Plan, you can manage your employees' funds better, providing security alongside growth. Now you can strike the perfect balance between providing protection cover on lives of your employees and gaining an optimum utilization of the Leave Encashment liability contributions, while we manage your investments efficiently.

"In this policy, the investment risk in investment portfolio is borne by the policyholder"

One of the several benefits offered to your employees is Leave Encashment Benefit. This benefit is associated with the salary of the individual employee which generally increases with time. Hence, it is highly essential for employers to manage the Leave Encashment liability effectively. Normally, the leave encashment benefit is payable in cases of death, retirement, resignation, termination and disability leading to cessation of employment. These events, by nature, are uncertain and hence you are faced with the risk of a financial liability at completely uncertain timelines. This can lead to major adverse cash flow situations for you.

Hence you need to create adequate provisions in the accounts to meet such leave encashment liabilities at any time during the tenure of employees in the company.

This can be best achieved by opting to contribute to the Reliance Life Insurance Company's Group Leave Encashment Plus Plan, which ensures that your Leave Encashment liability, as and when they occur, is most effectively met.

Reliance Life Insurance Group Leave Encashment Plus Plan

A group unit linked plan, which addresses your comprehensive need to strike that perfect balance between providing protection on lives of your employees and gaining an optimum utilization of the Leave Encashment liability contributions. This is achieved through host of features offered in our plan, which is enumerated below:

• Flexible premium/contributions payment options giving you the flexibility to pay premiums/contributions depending on your cash flows.
• Flexible investment options offering you an opportunity to spread your investment risk across a range of investment options available, depending on your risk appetite and investment objectives.
• Transferring (switching) assets from one investment fund to another can be done any time. You can make up to four switches free of charge each year.
• Flexibility to select the level of life insurance cover (subject to a minimum of `1,000/- per employee) thus, promising protection on the life of your employee, at a nominal cost.

	Disclaimer
	For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale
	UIN Reliance Life Insurance Group Leave Encashment Plus Plan.:121L083V01