UNDER THIS PLAN, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

They say “change is the only constant”.

When it comes to your life long investments, “uncertainty is the only truth”.

Reliance Life Insurance Highest NAV Advantage Plan not only provides insurance protection but also introduces certainty to your investments.

All of us have experienced, varying degrees of uncertainty in the value of our investment funds, particularly, over the last two years.

We do not need Warren Buffet or Mark Mobius to tell us - buy when the markets are low and sell when the markets are high.

Surely, you were waiting for the value of your price per unit investments to reach the highest level before you sold and booked your profits.

However, as you waited for the highest point, the market fell a day earlier, or an hour earlier and you are left holding your investment and looking for another high.

The key challenge in achieving your objective “highest level” is, one only knows what is high after the opportunity has passed.

In such a situation, how do you manage your investments and make the best of the opportunity.

This aspect becomes even more important in an investment like unit linked life insurance where you may need to stay invested for a defined period of time. Probably, by the time your investment is ready for encashment, the highest level has passed.

“Reliance Life Insurance Highest NAV Advantage Plan” is the answer.

This plan offers you, the opportunity to invest into fund “Life Highest NAV Advantage Fund 2 (Segregated Fund Identification Number -SFIN: ULIF05901/06/11LHNAVADV02121)”.

We shall be opening a new series of the “Life Highest NAV Advantage Fund” from time to time. All the premium(s) paid under a policy will be invested in a series that was open at the time of its issuance.

As with all other investments, the NAV (Net Asset Value) per unit of the “Life Highest NAV Advantage Fund” varies over time. However, the critical benefit of this fund is that, Reliance Life Insurance locks the per unit price i.e. NAV per unit of your investments in the “Life Highest NAV Advantage Fund” of the series you participated in, at the highest level ever achieved on or before the maturity, during the policy term.

Your maturity value would be determined at the highest NAV per unit during the policy term.

Key benefits
	Enjoy the upside - We guarantee you get the highest NAV per unit ever achieved during the policy term at maturity.
	An additional amount equivalent to base sum assured is payable on account of accidental deaths
	Liquidity through partial withdrawals
	Option to avail policy loan after two years
	Flexibility to choose from - Regular, & Single premium payment options.
	Flexibility to pay top - ups
	A host of optional rider benefits to enhance protection cover

	Disclaimer
	For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale
	UIN for Reliance Life Insurance Highest NAV Advantage Plan:121L077V01, UIN for Reliance New Critical Conditions (25) Rider: 121C012V01, UIN for Reliance New Major Surgical Benefit Rider: 121C014V01, UIN for Reliance Term Life Insurance Benefit Rider: 121C009V01. , Reliance Life Insurance Family Income Benefit Rider -121C015V01 Segregated Fund Identification Number (SFIN): Life Highest NAV Advantage Fund2 (SFIN:ULIF05901/06/11LHNAVADV02121), Life Balanced Fund1 (For Settlement Option only)(SFIN: ULIF00128/07/04LBALANCE01121), Discontinued Policy Fund (SFIN: ULIF05703/09/10DISCPOLF01121)