Reliance Connect 2 Life Plan
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Disclaimer

Free Look Period

In Case the Policy Holder disagrees with any of the terms and conditions of the policy, he may return the policy to the Company within 15 days of its receipt for cancellation, stating his/her objections in which case the company refund the premium paid by the Policy Holder after deducting a proportionate premium for the period the company has been on risk and the expenses incurred by the company on medical examination and stamp duty charges.

Prohibition of rebates: Section 41 of the Insurance Act, 1938 states

• No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the Policy, nor shall any person taking out or renewing or continuing a Policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectuses or tables of the insurer.
• Any Person making default in complying with the provisions of this Section shall be punishable with a fine, which may extend to five hundred rupees.

Section 45: Policy not to be called in question on ground of mis-statement after two years

1. No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the Policy, nor shall any person taking out or renewing or continuing a Policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectuses or tables of the insurer.
   
2. Provided that nothing in this section shall prevent the insurance from calling for proof of
   age at any time if he is entitled to do so, and no policy shall be deemed to be called in question merely because the terms of the policy are adjusted on subsequent proof that the age of the life insured was incorrectly stated in the proposal. Reliance Life Insurance is a fully licensed Life Assurance Company registered with the Insurance Regulatory & Development Authority (IRDA).

	For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale
	UIN For Reliance Connect 2 Life Plan: 121N019V01